How To Cut Your Work Related Spending

The workplace, where we go to make our money, where our mortgage is paid and financial commitments are met; unfortunately it’s also the place where many of us head out for three or four coffees a day, where the lunch in our bag offers little to an elegantly named stale sandwich and where we’re probably spending more of our disposable income than necessary. The odd treat here and there is expected, I mean who doesn’t like a macchiato to offer that midweek push; it’s the surrounding cake and daily trip to the sandwich shop that can drive a budget towards not so healthy.

So how can spending be reduced at work without jumping the barrier at the train station and risking a twisted ankle trying to avoid the transport police? Here are five ways to cut your work related spending.

Cut Out Coffee

Ok, so I’ve said enough about coffee already, but that’s only because it can take up a huge amount of cash from your budget. Opt for the work coffee machine, if it tastes a little stale (as does ours) then buy a pot of your favorite coffee and pilfer as much hot water you can.

Spice Up Your Life

Bland lunches often drive me to the shop, so being a little bit more experimental comes in very handy. Across the net you’ll be able to find affordable recipes that offer a completely different take on what lunch time could be. A personal favorite is peanut noodles, simply made with egg noodles, peanut butter and sesame oil.

Run It Off

Boredom often sends people towards the shops and sitting around the office on your lunch break isn’t going to fill you with enthusiasm. Going for a 40 minute run on a lunch break is becoming increasingly popular and costs absolutely nothing. It might even put you in ship shape for the next team building exercise at the peak of a very large mountain.

Skip The Train

So maybe not paying for a train ticket is a good idea after all, probably best if you stop taking the train as well though. See if it’s possible to cut the cost of your journey to work, such as replacing an expensive train journey with a less expensive bus ride; or swap the bus ride for a walk. This doesn’t have to be everyday, but making the switch a couple of times a week could free up some cash.

Lose The Clothing

Many of us, me included, will spend more than we need to on clothes for work. Fair enough, those working in the public eye or that attend meetings on a regular basis need to look the part, but if you’re working as software engineer where no one but your colleagues see you, is a shirt at the price of three days of electricity really worth it?

Anum

Anum Yoon is the founder and editor of Current on Currency. She loves all things personal finance, which is why you'll find her work all over the PF blogosphere.

Leave a Reply

Your email address will not be published. Required fields are marked *